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Lisa is the best selling author of
Lifes Little Lessons
We can get so busy in our daily lives and get so stressed about the most simple of things. These lessons were written by a 90 year old women Regina Brett who shows some great wisdom and provides a great reminder to us all.
1. Life isn’t fair, but it’s still good.
2. When in doubt, just take the next small step.
3. Life is too short to waste time hating anyone.
4. Your job won’t take care of you when you are sick. Your friends and parents will. Stay in touch.
5. Pay off your credit cards every month.
6. You don’t have to win every argument. Agree to disagree.
7. Cry with someone. It’s more healing than crying alone.
8. It’s OK to get angry with God. He can take it.
9. Save for retirement starting with your first paycheck.
10. When it comes to chocolate, resistance is futile.
11. Make peace with your past so it won’t screw up the present.
12. It’s OK to let your children see you cry.
13. Don’t compare your life to others. You have no idea what their journey is all about.
14. If a relationship has to be a secret, you shouldn’t be in it.
15. Everything can change in the blink of an eye. But don’t worry; God never blinks..
16. Take a deep breath. It calms the mind.
17.. Get rid of anything that isn’t useful, beautiful or joyful.
18. Whatever doesn’t kill you really does make you stronger.
19. It’s never too late to have a happy childhood. But the second one is up to you and no one else.
20. When it comes to going after what you love in life, don’t take no for an answer.
21. Burn the candles, use the nice sheets, wear the fancy lingerie. Don’t save it for a special occasion. Today is special.
22. Over prepare, then go with the flow.
23. Be eccentric now. Don’t wait for old age to wear purple.
24. The most important sex organ is the brain.
25. No one is in charge of your happiness but you.
26. Frame every so-called disaster with these words ‘In five years, will this matter?’
27. Always choose life.
28. Forgive everyone everything.
29. What other people think of you is none of your business.
30. Time heals almost everything. Give time time.
31. However good or bad a situation is, it will change.
32. Don’t take yourself so seriously. No one else does.
33. Believe in miracles.
34. God loves you because of who God is, not because of anything you did or didn’t do.
35. Don’t audit life. Show up and make the most of it now.
36. Growing old beats the alternative — dying young.
37. Your children get only one childhood.
38. All that truly matters in the end is that you loved.
39. Get outside every day. Miracles are waiting everywhere.
40. If we all threw our problems in a pile and saw everyone else’s, we’d grab ours back.
41. Envy is a waste of time. You already have all you need.
42. The best is yet to come…
43. No matter how you feel, get up, dress up and show up.
44. Yield.
45. Life isn’t tied with a bow, but it’s still a gift.
Getting Back to Basics
No doubt you have heard me mention before how important the financial basics are. Like most areas of our lives it’s the simple things that add the most significant value, especially over time. Here is a reminder of some of the financial basics. Have you got them all covered?
1. Review your budget or if you don’t have one, develop one. This will help you get a better understanding of where you money is going and is the most important thing you can do.
2. Think twice about putting anything on credit. It may be easy and convenient to use the plastic however is it wise financial decision?
3. Reduce your expenses. Look at your budget and look at ways to decrease your expenses and cut back on your spending. Reduce your spending on items that are nice to have but not necessarily essential.
4. Increase your income. Can you work extra hours or get a part time job to ride you through the tough times. Get a flatmate, border or student to help with your expenses
5. Go through your cupboard and garage and work out what you don’t use any more and put them up for sale. Not only can you make some extra money, the reduced clutter can be great.
6. Make sure you have an emergency account or rainy day money to cover any unexpected expenses. Ideally this should be approximately three to six months worth of your expenses set aside in a separate account.
7. Make it a priority to see if you can put just that little bit extra on your mortgage to see if you can pay your mortgage off faster.
8. If you don’t have a mortgage put that little bit extra into debt repayment or savings.
9. If you are struggling financially or even if you don’t have any direction and are not being smart with your money get some help. It may seem expensive to get professional help but have your thought about the cost of not getting any help?
10. Review your goals, maybe set some new ones and keep positive and focused.
The best retirement plan ever!
From the London Times: A Well-Planned Retirement
A perfect example of government mismanagement
Outside England’s Bristol Zoo there is a parking lot for 150 cars and 8 buses. For 25 years, its parking fees where managed by a very pleasant attendant. The fees were for cars (£1.40), for buses (about £7).
Then, one day, after 25 solid years of never missing a day off work, he just didn’t show up; so the Zoo Management called the City Council and asked them to send them another parking agent.
The Council did some research and replied that the parking lot was the Zoo’s own responsibility.
The City Council responded that the lot attendant had never been on the City payroll.
Meanwhile, sitting in his villa somewhere on the coast of Spain or France or Italy… is a man who’d apparently had a ticket machine installed completely on his own, and then, had simply begun to show up every day t collect and keep the parking fees, estimated at about £560 per day — for 25 years.
Assuming 7 days a week, this amounts to just over 7 million pounds… and no one even knows his name!
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