It’s a reasonable assumption to make that people who put a lot of time into learning a particular skill usually become experts at it. In other words…“practice makes perfect”. Property Investment is no different. It’s a business and should be treated as such. Things can turn pear-shaped when it’s regarded as a “hobby”. We’ve all [...]
Posts about: Savings & Investment
Getting Back to Basics
No doubt you have heard me mention before how important the financial basics are. Like most areas of our lives it’s the simple things that add the most significant value, especially over time. Here is a reminder of some of the financial basics. Have you got them all covered? 1. Review your budget or if [...]
The best retirement plan ever!
From the London Times: A Well-Planned Retirement A perfect example of government mismanagement Outside England’s Bristol Zoo there is a parking lot for 150 cars and 8 buses. For 25 years, its parking fees where managed by a very pleasant attendant. The fees were for cars (£1.40), for buses (about £7). Then, one day, after [...]
Stop thinking about money!
It’s the easiest way to make it. Dwelling, worrying, planning, fretting, pacing, exhausting – these are some of the many words that come to mind when some people think about money too much. You plan, then you plan some more, then you think about hypothetical situations, then perhaps you rehash the idea, then you think [...]
Are financial advisors making too much money?
Despite the some of the public thinking that many advisors are making too much money and ripping people off – I have seen very little evidence of this. I have never personally heard of any advisor saying they are in the industry because its well paid. Nor have I ever heard anyone make a comment [...]
How do you invest in the sharemarket?
Investing in the sharemarket can be a great way to get ahead financially. However like all investment options there are many things to learn and be aware of. Sharemarkets go through various cycles, periods of strong growth, periods no growth and even some with negative growth. If you are a passive investor the longer you [...]
Should I pay off my mortgage before I start investing?
This is a highly debated topic in the financial community, with some people for the idea and others against it. I personally think it depends. That’s not an overly helpful answer so let’s look at why….
Using the equity in your home to build your investment property portfolio
Lisa Dudson speaks about the decrease in interest rates and what it means to home owners. She shares some valuable insight on fixed mortgage loans.
Yeah Right!
A recently conducted survey suggested that people were quite happy to pay $300 per hour for financial advice – I am not at all convinced. I’ve lost many potential clients because I do charge an hourly rate. Some have been very upfront and say they don’t want to pay for the advice. Ironically they want [...]
Are you being too focused?
It’s Saturday and I’m sitting in a room of around 150 people all eager to learn how to improve their financial position. It takes a lot of commitment to be in a seminar room at 8.30am on the weekend and spend the entire day learning. I have spent many a weekend and evening attending similar [...]



