From the London Times: A Well-Planned Retirement A perfect example of government mismanagement Outside England’s Bristol Zoo there is a parking lot for 150 cars and 8 buses. For 25 years, its parking fees where managed by a very pleasant attendant. The fees were for cars (£1.40), for buses (about £7). Then, one day, after [...]
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How do I make my new years resolutions work?
After having some time off over xmas many of us start thinking about what we want to achieve over the coming year. However as the year moves on our new years resolutions often disappear into the ether, never to be seen again…or until next new years! So how do you increase your success rate? Have [...]
Need to stretch your dollar further over xmas
Xmas is an interesting time of year. Its a time where we spend time with family and friends and most of us get to have a holiday. Its also the time of year which is the most stressful financially for so many people. Good planning well ahead of time can greatly reduce our finanacial stress [...]
Stop thinking about money!
It’s the easiest way to make it. Dwelling, worrying, planning, fretting, pacing, exhausting – these are some of the many words that come to mind when some people think about money too much. You plan, then you plan some more, then you think about hypothetical situations, then perhaps you rehash the idea, then you think [...]
Are financial advisors making too much money?
Despite the some of the public thinking that many advisors are making too much money and ripping people off – I have seen very little evidence of this. I have never personally heard of any advisor saying they are in the industry because its well paid. Nor have I ever heard anyone make a comment [...]
How do you invest in the sharemarket?
Investing in the sharemarket can be a great way to get ahead financially. However like all investment options there are many things to learn and be aware of. Sharemarkets go through various cycles, periods of strong growth, periods no growth and even some with negative growth. If you are a passive investor the longer you [...]
Should I pay off my mortgage before I start investing?
This is a highly debated topic in the financial community, with some people for the idea and others against it. I personally think it depends. That’s not an overly helpful answer so let’s look at why….
Thinking of starting your own business?
Recently I had a question from one of our readers “I would like to open my own business, with little money, what things are crucial in the success of a business?” Having your own business can be a great way to get ahead financially; however it can be a lot of hard work and the [...]
Making Managing your Money Easy
I had some clients today who came to see me to try and work out how to get a better handle on their money. A big part of the challenge was that they had their personal, property and business income and expenses all the same budget. There were lots of columns of numbers. No wonder [...]
Pay Yourself First
MoneyTV guest, Sarah van der Spuy from Acumen speaks about the Golden Rule in the Personal Finance Industry…Pay Yourself First.
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